What’s A Snapshot?

Our Snapshot review and why it’s important to you…

Our revealing Snapshot analysis has two parts. First, we ask your existing insurance company to run a new proposal showing how long your policy will last, based on today’s date instead of when your policy was first issued. This is known as an "in-force illustration".

When you first purchased this policy, the insurance agent likely ran a similar proposal that depicted some possible scenarios in the future. The problem is that your actual results could be markedly different than what was originally projected when the policy was issued ---impacting both Universal Life and Whole Life contracts. So, what we are doing is effectively updating your policy projections by examining how your contract will perform, for example, five, ten and twenty years from now. This analysis is critical because it will tell us how well your existing policy has performed since you purchased it . . . and what things will look like into the future if you do nothing.

The second part of our Snapshot analysis involves comparing your existing policy with newer, more competitive life insurance policies on the market today. These newer policies could have lower annual fees and higher credited interest rates. Consequently, by converting to a new policy, you could possibly get a much better deal---lower premiums, higher cash values or longer guaranteed death benefits.

To receive your free Snapshot analysis, simply click on the big blue button on our home page and follow the                         instructions. You only need your policy number, the name of your current carrier and your electronic signature.  THAT’S IT!  We do the rest.

Once we receive your in-force illustration, we then complete your complimentary Snapshot analysis and give you the results, regardless of whether you qualify for a refi or not.

Of course, if you have any questions, just call us at (800) 476-0556 and we’ll walk you through it.