Terms and Conditions
This website is operated by Life Refinance & Insurance Services, LLC. If you visit our website, you accept these conditions. Please read them carefully.
Privacy
Electronic Communications
When you visit this website or send emails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by email or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
Liability
In no event will Life Refinance & Insurance Services be liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this website, even if Life Refinance & Insurance Services is expressly advised of the possibility of such damages.
Trademarks
Life Refinance & Insurance Services names, logos, icons and other marks identifying Life Refinance & Insurance Services, its products and services referenced herein are trademarks of Life Refinance & Insurance Services and may not be used without the prior written permission of Life Refinance & Insurance Services.
Copyright
This website is subject to the protection of the copyright laws of the United States and other countries. You may not reproduce any part of Life Refinance & Insurance Services's website without the prior written permission of Life Refinance & Insurance Services. Products and companies referred to herein are trademarks or registered trademarks of their respective companies or mark holders.
Taxes
Without a valid and correct tax exemption certificate that is applicable to the product/service's ship-to location, the client is responsible for payment of Goods and Services Tax, applicable Provincial Sales Tax, and all other taxes associated with the order. The client must provide CA-Plus Inc. with a proper and complete exemption certificate/form prior to their acceptance of the order for a certificate/form to be honored.
License and Site Access
Life Refinance & Insurance Services grants you a limited license to access and make personal use of this website and not to download (other than page caching) or modify it, or any portion of it, except with the express written permission of Life Refinance & Insurance Services. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Life Refinance & Insurance Services.
You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of Life Refinance & Insurance Services so long as the link does not portray Life Refinance & Insurance Services, or its products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any Life Refinance & Insurance Services logo or other proprietary graphic or trademark as part of the link without express written permission.
Limitations
Life Refinance & Insurance Services makes no warranties, either expressed or implied, regarding the operation of software. Life Refinance & Insurance Services is not responsible for product malfunctions arising from previously unknown or undocumented system conditions or as a result of a unique combination of conditions. In no instance will Life Refinance & Insurance Services. be liable for any damages, including lost profits, lost savings, or other incidental or consequential damages, arising from the use or inability to use any consultative advice, training, software or hardware recommended and/or installed. Life Refinance & Insurance Services Inc.'s liability for damages arising either directly or indirectly from any errors or omissions caused by Life Refinance & Insurance Services or its designated representatives shall be limited to the aggregate dollar amount paid by the customer for those products or services, at their discretion.
Modification and Severability
We reserve the right to make changes to our site, policies, and these Terms and Conditions at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.
Our Address:
Life Refinance & Insurance Services, LLC
42.5 58th Place
Long Beach, CA 90803
(800) 476-0556
http://www.LifeRefinance.com